As blockchain technology accelerates into the mainstream, Web3 payments is roaring on the market and turn to be next generation of financial infrastructure. From the original vision of Bitcoin as decentralized digital cash to the widespread adoption of stablecoins, crypto wallets, cross-border transfers, and on-chain settlements, we are experiencing a technology-driven, user-centric transformation of global changes
PayPal as payment leader of payment industry, they have launched the PYUSD stablecoin, Visa enabling USDC-based blockchain settlements, and MetaMask integrating on-chain payment flows, it’s clear that the global race toward Web3 payments has already begun. For these remarkable footprints of movement, they are all about the desire for faster, more secure, permissionless, and borderless payment systems,
SoftBank is a global leading company for technological innovation, we focus on advancing artificial intelligence (AI), blockchain, telecommunications, and financial technology. In recent years, SoftBank has aggressively expanded its presence in the Web3 and AI sectors across the globe. Between 2024 and 2025 alone, the company has committed over $700 billion USD to investments in AI infrastructure and ecosystem development, positioning itself at the forefront of the next technological revolution.
SoftBank Chain (SBC) is a high-performance blockchain infrastructure strategically incubated by SoftBank. It integrates AI supercomputing power with a low-latency, high-throughput architecture, and is deeply interconnected with SoftBank’s global communication networks and data center resources. SBC aims to become the next-generation Web3 operating system—supporting compliant global payments, asset tokenization, smart contracts, and open finance at scale.
Interstellar is the core part of Web3 payments and open finance built on SoftBank Chain. Its mission is to establish a blockchain-based financial infrastructure accessible to all, bridging digital assets with real-world value (RWA). The Interstellar ecosystem encompasses a comprehensive suite of components—including a global payment system, a native stablecoin (USDX), a modular open finance framework (PayFi), AI-powered computation, and high-performance blockchain architecture—together forming a sustainable gateway to the future of digital finance.
SBC Pay: A Global Web3 Wallet for Seamless Transactions
The core of the Interstellar ecosystem is SBC Pay, a next-gen digital wallet tailored for the Web3 era. Compared to traditional financial institutions bogged down by inefficiencies and high fees, SBC Pay provides users with three key advantages:
– Convenience: Cross-border remittances and payments in seconds
– Security: Built on a high-performance blockchain with AI-powered security infrastructure
– Compliance: Integrated with leading global licensing and fiat on/off-ramp systems
Wherever you go, whoever you are, whatever you are working with that SBC as Pay enables seamless, we are here to support for the real-time asset movement across borders and platforms.
USDX Stablecoin: Your Trusted Digital Dollar on Chain
Regardless how active that Web3 payment ecosystem is, but stablecoin is the foundation. Interstellar’s native stablecoin, USDX, is pegged 1:1 to the US dollar and designed for high liquidity and price stability. Deeply integrated with SBC Pay and the PayFi ecosystem, USDX acts as the on-chain equivalent of cash.
From retail payments to asset swaps and smart contract settlements, USDX provides the stability of fiat with the flexibility of blockchain, enabling simpler, more trusted, and frictionless payments.
PayFi: Redefining Payments with DeFi Utility
Web3 payments are more than just transactions — they’re the entry point to decentralized finance. PayFi, Interstellar’s open finance ecosystem, transforms payments into a gateway to yield, lending, and programmable financial services.
– Users can earn returns on wallet assets
– Merchants can accept global, permissionless payments
– Developers can build and plug in financial dApps to leverage ecosystem-wide liquidity
With PayFi, consumers, businesses, and builders all find their place in a shared, value-generating financial network.
AI Compute & High-Performance Blockchain: Infrastructure that Scales
Currently, under several circumstances that actual global-scale Web3 payments require world-class infrastructure. Interstellar combines self-developed AI compute clusters with a low-latency, high-throughput blockchain to ensure:
– Real-time, scalable payments
– Transparent on-chain settlement and auditability
– Smart contract–based automation and trustless workflows
These would show that Interstellar is ready not just for millions — but billions of users.
A New Financial Future, Happening Now
Bank for International Settlements (BIS) has mentioned that tokenization represents a fundamental shift in how value is recorded and transferred. Web3 payments are the first tangible expression of that shift — not just an upgrade to payment rails, but a reimagination of the global financial order.
Interstellar is at the forefront of this transformation, building the bridge between the real world and the crypto economy. With strong infrastructure, compliance, and user-centric design, Interstellar is positioned to become the foundation of a new global payment system —it is open, interoperable, and decentralized.
When the next giant payment system as “PayPal” or “Alipay” had born, there may no longer be a centralized tech giant — but a permissionless, decentralized protocol like Interstellar.
Disclaimer: The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. It is strongly recommended you practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities.