Feeling the Pinch of Rising Health Insurance Rates? Debt Management Could Help
The federal government’s recent shutdown, largely triggered by disputes over whether to preserve or expire enhanced healthcare subsidies in 2026, has raised questions about future costs for millions. Affordable Care Act (ACA) enrollees who rely on these subsidies to keep health insurance affordable could face an average 26% rate jump if funding lapses.
The Inevitable Income Shift: Navigating Financial Transitions With Confidence
Every change in income brings a pivotal choice: Build new momentum or face unexpected setbacks. Whether it’s a raise, career change or job loss, how you manage your money during sudden transitions can shape — or strain — your financial security in the future.
Don’t Fall for These Credit Card Myths
Credit cards are essential tools in today’s financial landscape, offering purchase flexibility and a path to establish good credit. But there’s a downside, too, and consumers who don’t understand how credit card use impacts their credit scores and greater financial outlook could find themselves in trouble.
How to Determine if You Need to File Bankruptcy
Overwhelming debt can be unbearable, impacting all facets of one’s life. To remedy the situation, many people turn to bankruptcy as a debt relief option.
How Does a Fraud Alert Work, and When Do You Need One?
If you’ve experienced fraud or are worried about potential identity theft, placing a fraud alert on your credit report may protect you from possible financial losses, the hassle of resolving fraudulent activities and adverse effects on your credit report.
What to Do if You Can’t Pay Your Rent
As housing costs keep climbing across the country, more than 11 million Americans report being behind on rent payments, according to Surgo Ventures. Add in inflation and other economic uncertainties, and millions more are on the brink of falling behind or facing eviction.
